How and or where can i get a soft credit report?

How and or where can i get a soft credit report?

I dont want a hard credit report, so where can i look to find a report that will not effect my credit?? Thanks

Related :

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How can I find out the status of a bankruptcy claim for unpaid wages?
I am wondering how I can find out the status of a claim for unpaid wages for a company that has gone bankrupt? I doubt anything will be paid but I was wondering if there is a way I can confirm this.
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If the credit bureaus update your bankruptcy will that lower your credit score?
If the credit bureaus update your bankruptcy will that lower your credit score?
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I received a Capital one pre-approved auto loan. Who determines the interest rate and recieves payments?
I have a credit card with Capital one for less than a year and not a high credit limit. Is this really a good deal? What are the benefits to taking advantage of this offer?
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“”Does anyone know where I can get a loan in St Louis, Mo if I don’t own a bank account?””
Most places require you to have a checking or savings account….I don’t have either, or any other info that they ask for (proof that you own your house, or whatever), and I need some cash asap…..where can I go to get a loan? I live in Jefferson county. s. of st. louis””
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How to get a loan number…? Please help!!!?
Say you have a property address for a short sale listed property and you want to submit a short sale offer to the lender but do not have the loan number. without going through the selling agent and the sellers, is there any way to get the loan number for that property? Bank will not accept short sale offers without a loan number for that property and even if you have the property address they still wont give you the loan number. Is it possible that there are other sources besides the lender, realtor, and sellers, where you might be able to get a loan number by giving a property address. i have already tried a couple of title companies but was unsuccessful. PLEASE HELP, i have a buyer for a property and i have submitted the offer to the selling agent since 3 weeks now, but, everytime i call him to find out whats going on, he says waiting for the banks response””
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Partial Balance Sheet?
Jewett Online Company has the following liability accounts after posting adjusting entries: Accounts Payable $63,000, Unearned Ticket Revenue $24,000, Estimated Warranty Liability $18,000, Interest Payable $8,000, Mortgage Payable $120,000, Notes Payable $80,000, and Sales Taxes Payable $10,000. Assume the company’s operating cycle is less than 1 year, ticket revenue will be earned within 1 year, warranty costs are expected to be incurred within 1 year, and the notes mature in 3 years. Prepare the current liabilities section of the balance sheet, assuming $30,000 of the mortgage is payable next year. (List liabilities from largest to smallest eg 10, 5, 3, 2.)””
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Who can tell me what Mena Arkansas is famous for?
Stop back in a few minutes and I will post a link with the answer. I’m shocked AMerican’s dont know about this.
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What is the best credit report company?
online?
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Getting accepted for an auto loan?
Hi, I recently found a collector car that I fell in love with and possibly want to purchase. I’m 20 years old and I don’t have enough money to buy it right now, but I have a steady job that would pay enough for about a 4 year loan. How difficult is it to get accepted for a loan like this? Thank you!””
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How can I get a credit card without any credit history?Which card will approve me?
I need a credit card. Which card will approve you(give you a card) without any credit history? I got denied a card from ******** because I didn’t have a high enough credit score. I have a low credit score because I haven’t had a chance to build it yet not because of negative actions on my part. Which major credit card will approve me so I can start to build credit. (I know there are other ways to build credit but I really want a card)
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Getting a loan from capital one?
Alright so i need a personal loan for about $3000 and capital one didnt send me an invitation to apply but i think its worth a shot to give them a call and see if i can get approved for one. I haven’t applied for a loan for them before and i’ve had a capital one credit card for 2 years and never have missed a payment….i dont have a high high credit score becuz i am still young and still building, so what do u think? is it worth a shot? Approved or denied?””
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Will a personal loan affect a pre approved mortgage loan?
I wanted a small personal loan of about $1200, will that affect my mortgage loan even if i already qualified for it?””
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Can they reposses your car for a registration loan not a title loan in arizona?
I do not think they can because they are not the lien holder. There is a lean on the vehicle from the bank. I called the bank and they said they cannot repo the car. So I am not sure because the payday loan place is telling me they can.
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Options for avoiding Private Mortgage Insurance (PMI)?
A couple of very attractive deals in the local housing market have prompted me & my wife to consider bumping up our timetable for buying a home (we’ve been budgetting for mid/late 2009 while aggressively paying down debt). If we bought now, our monthly debt+mortgage/gross income ratio would be under the magic number of 36 percent (by a comfortable margin), so it is feasible … but we don’t have a downpayment. That brings up the issue of Private Mortgage Insurance, which I would like to avoid. I read somewhere that invesements such as stocks can be used as collateral to avoid PMI. What about my 401K account and my wife’s retirement account? Could we use those?””
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Are payday loan bad?
I tried prosper.com but it does not seems to be working in my favor I am not eligible for Financial Aid. What should I do? My credit score is not the best.
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Can i get a warrant for my arrest for not paying my car payment?
i have not been able to pay my car payment for 4 months now, i have moved and did not tell them where i live. i thought i could catch up in january. but my mom got a call from an investigator today saying that my husband has 2 warrants for his arrest one for theft and one for fraud because we haven’t paid the car. can they do this? can you get arrested for theft because you cant pay your car payment. i thought maybe the fraud one because we didn’t tell them where we moved to. we still live in the same area but not same house. also we stoped paying because i lost my job and have been unable to get another one. “”
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Will using BillMeLater increase credit score?
Hi guys, I’m a 2nd year college student and recently became of legal age. My credit score remains at around 630, which I have a Chase College Checking account and a PayPal account which I solely use for my eBay business, Today, I applied for BillMeLater and surprisingly got approved :D, I was offered a line of credit of $501.00 but not enough for a laptop that I’ve been wanting to get. What do you guys think, should I start getting into the habit of using BillMeLater to prepare to use a credit card, I have a good stream of income and have been using my debit card for some time now. Thanks for your help.””
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Anyone else have problems with Wells Fargo?
me & my husband just opened a new joint checking acct at the beginning of the year so I’ve been trying to get my auto loan payments taken out of this new acct. I’ve called Wells Fargo like 7 times & it’s still not right!! Now they are harassing me & calling me saying that I owe them 2 payments when I really only owe them 1 and that is for March. I called 2 people just today who weren’t friendly…one of them was saying that I owed for Feb when that isn’t true because I went to bank online & that was taken out of my acct. They are saying that after 10 days if no payment is made it will go against my credit, when really it is their own fault because nothing has been taken care of when I call them. I’ve called to make March payments but they keep reversing the payment each time. They need to find smarter people to work for them. Once my car is paid off next year I will never finance another vehicle through WF!!””
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DO PREPAID CREDIT CARDS WORK TO ORDER CONCERT TICKETS ONLINE?
Okay, so. I’m really desperate, I really want to get tickets to see my favorite band because they might split up soon. The problem is that nobody in my family has a credit card, so I can’t get any tickets. I was wondering, if I buy a prepaid visa or something, will I be able to buy tickets or will I not?””
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“”I have really bad credit and I need a personal loan, not a payday loan, where can I go with no fees.?””
I don’t want a payday loan, that’s why I am trouble, I need a loan with no fees to have the loan. I can’t find any bank will help. And there are to many out there trying to fraud and take your money. Where can I go, I really need help. I do not owe a home, I rent.””
“How and or where can i get a soft credit report?

I dont want a hard credit report, so where can i look to find a report that will not effect my credit?? Thanks

I dont want a hard credit report, so where can i look to find a report that will not effect my credit?? Thanks

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How do i get a credit card?
i applied and my credit isnt bad but they wont give me a credit card. who should i go to for one because i’ve seen people with horrible credit get approved.
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How does debt consolidation work?

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Can a payday loan lender take you to court for an upaid loan?
in illinois
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“”If I buy a ticket from BoltBus (Greyhound) how do I get the ticket do they mail it, or I have to print it?
I never rode a bus before .
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Are there anywebsites where i can get my credit score without signing up for anything or paying?
i dont know if this is even possible.
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Credit card not appearing on Credit report?
I have had a Capital One credit Card for about 4 months now which I use properly and not had a late payment. But, on my Experian credit report it’s like this card does not exist, why would I contact to try and fix this because it would really help my score.””
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Home loan at 18/19 years old?
I am currently eighteen years old and working. I am looking into buying a house, the house I’m looking into is $90,000. I have been building credit through a few credit cards (paid in full and on time) and a cell phone (also paid on time) for the last nine or so months. I have talked with my Dad and he is willing to co-sign. I do have good credit, not excellent but good (which many have found rare for my age!) my question is, would they be willing to give such a hefty loan to a 19 year old with a steady job, good credit, and a co-signer? Or is it a lost cause because of my age? Thank you in advance! (I do realize I would need to have a down payment)””
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“”Where can I get a personal loan with bad credit, Canada?
wow guys…thanks for all the SCAMS!!!
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What do I go on to get A free credit report anyone know??????

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84 Month auto loan on a $9000 dollar car?
I’m turning 16 in two months and would like to buy a car when i turn 16. (i’ll be getting my license) and was wondering if a 84 month auto loan would be a good idea. I would pay off the car when i turned 18, i have money in a trust fund that will pay off the car loan easily. so i would make like $120 payments a month until i was 18 and get my money and pay off the loan. what do you think?””
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How do I get my parents bankruptcy off of my credit?
When I was in high school my parents put me as a co-owner of a house that they rented out to people in order to build my credit. They also put me as an authorized user on a credit card in order to build my credit as well… Two years ago they filed for bankruptcy and now my credit is HORRIBLE. How can I get this off of my credit!? Who can I contact in order to do this!? They did not realize the effect that their decision to file for bankruptcy would have on my credit and now I can’t get a loan from anywhere! Is there any way that this can be taken off of my credit? How? I feel trapped because I make all of my payments on time and I have a great history but all of the sudden it was destroyed two years ago by my parents mistakes… not mine! Please help me
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Where can I get an $5000 unsecured consolidation loan w/o having to pay any upfront fee?
I’ve seen all the ones from Africa and they all need a $100–200 cost up front which could easily be a scam for even more money; which would be very hard to get even that money back with payments continuing on and on and on. The payday loans all want you to start out with smaller amounts and then more later but their fees are astronomically high to say the least. Small business loans are hard to come buy w/o a great business plan and or good credit. I, by the way, have an average of around 600 credit socre, which is considered good but then the type of credit prroblems like lates payments and closed accounts don’t help either. Philanthropists are both hard to find and pursuade; and relatives are next to impossible it seems these days. Any ideas anyone?””
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Equifax cannot locate my credit report?
This is somewhat an odd situation. I have had a 2 year credit history with all three credit bureaus prior to this problem. It seems that all of my credit cards have suddenly stopped updating on my equifax credit report. When I try to apply for a new credit card, I get denied because I have no equifax credit file”””” I requested a free credit report with equifax and even they can’t locate me! It’s as if my equifax credit file just disappeared. But I have previous copies of credit reports from equifax so it obviously did exist. What can I do and what seems to be the problem? Fyi: experian and transunion is working fine. My credit report is updated and my score is good. But all accounts have not updated since 2007 on my equifax credit report””””””
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Petty Cash Fund problem :-)?
The petty cash fund of Fast and Furious’ Bicycle Shop contains the following on August 31,2011: -Coins and currency worth $200 -A $300 I.O.U. from Dustin, an employee, for cash advance -A $250 check dated September 3, 2011 written by Rex, the Shop Manager, as payment for the Cash he borrowed Petty cash vouchers for the following: -Pens worth $20 -Fried dumplings and Yang Chow Rice from King Wang’s Resto worth $150 -Printer cartridge worth $50 The general ledger account Petty Cash has a balance of $980 1. Prepare the journal entries to record the reimbursement of petty cash fund on August 31, 2011. (Assume that any shortage will be charged to the account of the petty cash custodian.) 2. Determine the amount of cash overage or shortage of the petty cash cashier. 3. If no reimbursement was requested on August, determine the correct balance of the Petty Cash Fund.””
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How much will I pay monthly mortgage for a 140000 house?

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What happens if you miss payments on a payday loan? ?
Due to the fact that you got laid off right after you took out the loan. Will they give you time to save up the money to pay it off? What if it takes 3 months.
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My dad filed chapter 13 bankruptcy. He never added my car to it. So I pay the payments on it. What is the?
of the car getting repoed? How long will it take? Does the Trustee have to notify my dad? I cant afford to pay the car. Its either pay the car or live on the street with my 3 kids.
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Student loan refund?
I just got an email from my school saying Due to recent changes affecting your tuition account with ECPI University
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Can you get a loan to pay off a auto-loan?
I bought a car but the interest rate on financining the car is high, and in the long run i will be paying so much for the car than I think its worth.(its a honda accord) Can I take out a loan with lower rates and pay off the auto- loan and just pay off the personal loan with lower interest.””
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Federal Stafford loan vs. Alternative Loan Interest rates??
okay I’m new to student loans, so here goes…. I read everywhere to take the max of federal stafford loans before going to alternative loans due to a lower interest rate. So tell me which is better $5000 Unsub. federal loan — fixed interest rate 6.8% or $5000 Citiassist loan — Prime +1%. Current prime is 6% — no additional fees””
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Auto loan company Credit unauthorized?
a dealership ran my credit again without my authorization and now ive recived 2 letters from places denying me of credit i never even applied for what do i so
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What do i need to do for bankruptcy?
gee jim, thanks alot, you really helped me out…””
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Query on a finance academic problem. Help?
The effective annual rate (EAR) for a loan with a stated APR of 8% compounded monthly is closest to: A) 7.72% B) 8.00% C) 8.30% D) 8.66% I’m getting C. But it seems to be incorrect. Please help with proper explanation.
“How and or where can i get a soft credit report?

I dont want a hard credit report, so where can i look to find a report that will not effect my credit?? Thanks

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How can I find out what my credit score is?
all the websites i’ve been to that offer free credit score reports require credit card info and i don’t have a credit card…Is there another way to find out what my credit score is?
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How long will it take to discharge from bankruptcy?
I filed bankruptcy in january 2009 , it’s been 10 months and I have not received my discharged yet . since then my attorny is charging me $200 every month .I am trying to contact him but he is answering my calls . base of what they told me I should be discharged by end of septemer and I should only pay my trustee company or my attorny for 7 months. but they still charging me every month .does any one know how long will it actualy take to discharge from bankruptcy and also how many months I have to pay them?””
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Will my credit score start out really low (I’m establishing credit)?
OMG…six months before a score even shows up?! I’d talked to a USDA lender about a mortgage and he was thinking I’d have a score within 2 months! I didn’t expect it to be high or anything, but I expected it to exist and be at least 600. (I’ve never had credit, but I DO have stable income and a history of alternative credit”””” that they sometimes accept.) I know that credit requires as much care as a newborn baby. I guess I just need to breathe and take things as they come.””””””
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Where can I find a $400000 business loan?
Which places besides family and friends can I find 400k for a business loan? I have no credit but I can prove that I have all my customers locked on an annual service in which they pay every month. I also have all the employees I need. Where can I get this loan with no credit but a great business plan that proves I can pay it back? I might have my house as a collatterall worth 200k but that’s the only security I have. However I can pay off the loan in 6 months. 10 points for best answer !
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“”Credit cards limits, and credit history?””
how many credit card you have? I’m 20 years, and student, I work part time, and make 15000 per year, i have few questions about my credit cards, I bought a new car two months ago with my mom as a cosigner, I remember they pulled out my score and that was ficco (transunion) 666, right now i have 4 credit cards with the limit of 1800,1000,750,600. The 1800 is the oldest one, I was surprized i applied for American Express zync today and they approve me , i was totally shocked, Is that fine to have 6 7 credit cards? and how much that american express are going to give me as a limit? and last question is my credit history is limited because i am new here i just got my first credit car 1 year ago, and i came to america like 3 years ago. when they gonna remove that LIMITED CREDIT”””” from my report?””””””
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Is it possible to change mortgage companies without refinancing?
Our mortgage was sold to a really crappy company. We have thought of refinancing, but then we realized we have a really good rate for another 18 months (we have a 5 year ARM) and won’t be able to find anything as low as we have now. It’s completely unfair that we don’t have a say in who gets our mortgage. I doubt we can have someone else buy it, but it was worth asking the question.””
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For those who filed chapter 13 only.?
Can a mortgage ever be restructured in a chapter 13? For example having your interest rate recalculated or lowered. chapter 13 has a provision, that if your car is over 2.5 years it can be restructured where you only pay the fair market value. If you owe $25,000 and the fair is $18,000 the you pay the 18,000. I was just wondering if there is a stipulation like that for mortgages Not with loan companies, within the chapter 13 bankruptcy. This state may be different, but If you are or were a chp 13 filer, give me examples of how it went it your state.””
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Do I have to pay the Property Tax for last year (2007) in Florida after Chapter 7 Bankruptcy?
I filed for Chapter 7 in Oct 07, and got the discharge in Jan 08. In the chapter 7 I chose to just turn the house over to the bank. Now, the bank is going thru foreclosure. Am I obligated to pay the property tax? How do I respond to the foreclosure to avoid paying, since I already moved out and decided to give up the house?””
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What do i do with a found credit card thats not mine?
I live in Denmark and its from the Qatar Commercial Bank
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Is length of employment really important in getting a good rate when buying a home?
We are wanting to buy a house this year (probably in the next 7 months), but I have been wanting to look for another job. I know lenders check length of employment, but would starting a new job really affect our loan rate? Our credit is pretty good.””
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How to join the actors equity association?
I really want to join the actors eqiuty association so i can start doing professional shows. How do i get an equity card? im attending an open call for a professional theatre march 1st, if i get a role there will that get me started? I have heard many equity members say thats how they got their equity card.””
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How long do paid collections stay on my credit report?
I have 3 collections accounts on my credit report. One was last updated on 10/01/2009 and remains unpaid. The second was last updated on 12/01/2007 and remains unpaid. The last originated in 2007 but I paid it off on 11/01/2012. I’m now in a place where I can afford to pay off these debts but I’m concerned because I keep reading that collections accounts will be removed after 7 years from the last date it was updated. Does that mean that the one that I paid off will be removed in 2014? Or will it stay until 2019 now that I paid it off? Makes me think that I would be better off not paying the other two and just let them go away on their own. Clarification please?
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Credit card APR for 725 credit score? the credit card APR is 18.50% and they never decreased?
SAMDUDE FIRST OF ALL-I NEVER ASKED THE INTERESTS SUCKERS TO LOWER THE ASPR, THATS CORRECT! BUT NOW I WANT TO ASK THEM I HAVE THE CARD FROM 2008, NO LATES, 720 CREDIT SCORE, LESS THAN 30% CREDIT USAGE — I’M A SELF EMPLOYED BUT MY INCOME IS NOT IN UNITED STATES I JUST SPEND DOLLORS IN USA DO YOU THINK THAT I CAN LOWER THE APR? WHAT IS THE CORRECT APR FOR 720 CREDIT SCORE? CAN YOU SUGGEST? I’M NOT A ONE-LANGUGE-SPEAKER PERSON, I’M NOT AMERICAN I SPEAK MANY 6 LANGUAGES, NOT 1!””
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Best free credit report?

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I am looking for a legit emergency cash loan.I have been off work for 2 weeks with the flu?
Trying to get caught up on my bills
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“”IN TEXAS, how much debt do you have to have in order to file bankruptcy?
Im in debt about.. 20k credit cards alone.
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Can i get a small car loan.?
im 18 (almost 19) and i need 2000 or 3000 for a car loan but i don’t have a co-signer. i have 5000 saved but i need a couple of thousand more. i have had the same job for 4 years. i would like to know what are my chances of my bank or any other bank loaning me the money with out a cosigner. i also know that i can buy a car for 5000 i would just like to know if i can get a small car loan with out a co-signer.
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Where can i get a free credit score?

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What is Difference between Debt & loan ?
When bank declares particular Loan as NPA
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#repost

“How and or where can i get a soft credit report?

I dont want a hard credit report, so where can i look to find a report that will not effect my credit?? Thanks

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